Annual & Monthly Budget for Couples Spreadsheet Google Sheets and Excel | Dual Income Planner, Shared Bills, Savings and Debt Tracker

Make budgeting simple and stress-free with the Annual & Monthly Budget for Couples Spreadsheet. Built for Google Sheets and Excel, this beginner-friendly tool helps you effortlessly organize your income, spending, bills, debts, and savings all year long. With intuitive monthly tabs, automated dashboards, and easy-to-use trackers, you’ll always see exactly where your money is going and what’s left to budget. Whether you’re brand new to budgeting or just want a more straightforward system, this planner makes managing your finances clear and easy. ✦ WHAT'S INCLUDED • Dashboard: Annual overview of income, spending, debt, and savings • Setup: Customize categories to fit your budget • Recurring Transactions: Enter once and they repeat automatically • Calendar: View upcoming bills and payments • 12 Monthly Budget Tabs: Plan and track your budget each month • Account Tracker: Track balances across all your accounts • 50/30/20 Budget Breakdown: See how your spending aligns with this rule • Couples Budget Breakdown: Compare income and spending between two people • Subscription Tracker: Know how much you spend on subscriptions • Net Worth Tracker: See your assets, debts, and progress over time ✦ FEATURES ✓ Annual dashboard with totals and charts ✓ Annual cash flow summary ✓ Annual and monthly totals in every category ✓ Spending breakdown by category and person ✓ Couples budget breakdown to see income and spending for two people ✓ 12 monthly budget tabs (income, expenses, bills, debts & savings) ✓ Projected vs Actual budgets ✓ Balance overview and spending overview charts ✓ Transaction tracker (date, in/out, category, account, person, description) ✓ Recurring transactions (entered once, repeat automatically) ✓ Built-in bills & payments calendar ✓ Dropdown to view balances per month or full year ✓ Account tracker for all accounts with transfers, interest & adjustments ✓ Net worth tracker (assets, debts, overall progress) ✓ 50/30/20 budget breakdown dashboard ✓ Subscription tracker with monthly cost total ✓ Automatic updating across all tabs ✦ WHAT YOU’LL GET • PDF with a link to the Annual & Monthly Budget for Couples for Google Sheets • Excel file version of the Annual & Monthly Budget for Couples • PDF with a link to the Debt Snowball/Avalanche Spreadsheet for Google Sheets • Excel file version of the Debt Snowball/Avalanche Spreadsheet ✦ AFTER PURCHASE ✓ Once your payment is processed, your files will be available for instant download at etsy.com/your/purchases. If you checked out as a guest, you’ll find the download link in your receipt email ✓ To use the Google Sheets version, log in with a free Google account and open the link provided in the PDF. The Excel version can be opened and used right away ✓ Follow the included instructions for clear guidance on getting started and making the most of your spreadsheet 📩 Need assistance? Send me a message anytime. I am happy to help. ✦ NOTES ⚠️ This spreadsheet was created with the latest Excel version (Office 365, desktop). Some features may not work in older versions ⚠️ For Mac users, the Google Sheets version is recommended since Excel for Mac may be less reliable ⚠️ Available in English only ⚠️ Best viewed on a computer. Spreadsheets with more than 15 tabs may run slowly on tablets or phones ✦ IMPORTANT All designs are ©MyProductiveLifeCo. This item is for personal use and cannot be resold, redistributed, or used for any commercial purposes. ✦ THIS IS A DIGITAL PRODUCT / INSTANT DOWNLOAD Digital means it is ready to download straight away after purchase. No waiting and no shipping fees. Purchase once and it is yours forever. No physical product will be shipped